Pay by Bank: Optimize Your Store
Proven strategies to drive adoption across in-store, curbside, and delivery operations
Pay by Bank offers dispensaries a fast, secure, cashless payment option that customers keep coming back for. This article covers how to set up and promote Pay by Bank across every part of your operation — from kiosks and express lanes to delivery and digital channels.
Kiosks
If you offer in-store ordering via kiosk, enable Pay by Bank as a payment method in your Dutchie E-Commerce admin settings. Customers can scan the QR code and complete payment on their phone before they reach the counter — reducing wait times and speeding up checkout.
Express lane
Dedicate a register to Pay by Bank preorders and give customers who've paid ahead a faster path to pickup. It's one of the highest-impact changes you can make during peak hours.
How to set it up
- Use clear signage directing customers to the Express Lane — "Pre-paid orders only"
- Consider roping or barriers to make the lane feel distinct and exclusive
- Post signs at the host stand and entryway: "Skip the line — pay with your phone"
- Promote Pay by Bank sign-ups within regular lines to move customers into the Express Lane
For POS configuration — including creating new status columns and filtering a register to specific statuses for a truly dedicated lane — see the guides below.
How to promote it
Use Dutchie's Loyalty & Marketing platform to get the word out:
Your team is your best marketing channel too. Coach hosts and budtenders to use these prompts:
"Do you have a preorder with Pay by Bank for pickup?"
"Did you know you can order from your phone while you browse, then skip the line with Pay by Bank? Want help signing up or placing an order?"
Budtenders can also guide customers to order and pay at a kiosk with Pay by Bank — same fast pickup, no line.
Line busting
Turn wait time into sign-up time. When lines build during peak hours, send hosts or budtenders to walk the queue and invite customers to sign up for Pay by Bank on the spot.
- Use a tablet, handheld device, or printed QR code signage to direct customers to sign up from their phone
- Let customers know that with Pay by Bank, they scan at checkout and confirm — no card, no cash, no delay
- Customers who sign up mid-queue can often complete checkout faster than those waiting to pay with cash or card
Pro tip: This simple step turns downtime into action — reducing transaction times and increasing throughput during your busiest hours.
Pickup windows and drive-thru
Pay by Bank users are 60% more likely to be repeat customers. A fast, frictionless pickup experience builds loyalty with every visit — make sure your pickup window and drive-thru are set up to take advantage of that.
Drive-thru best practices
- Apply window clings and signage near the lane to raise awareness before customers reach the window
- Keep table tents at the window — required for stores using the Legacy Pay by Bank flow
- Hand out bag drops to encourage sign-ups for future orders
For Dutchie Hub (PAX A920) users
- The PAX A920 is mobile-friendly and supports 4G SIM cards — must be dispensary-sourced via T-Mobile
- See the setup guide for network details and configuration
Delivery and curbside
1 in 3 dispensaries offering Pay by Bank for delivery report that customers choose it for 95% of delivery orders — leading to less cash handling, increased driver safety, and smoother transactions end to end.
Dutchie E-Commerce: Preorder flow
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Enable Pay by Bank for curbside and delivery in your admin:
Settings → Ordering → Curbside and Delivery → Payment Types → Enable Pay by Bank - Place QR code signage or register stickers in the curbside area to encourage sign-ups
Dutchie Hub: Delivery and curbside
- Use the PAX A920 for curbside and delivery runs with mobile connectivity
- See the delivery workflows guide and device setup instructions below
Spread the word
Once Pay by Bank is live, let your customers know — and make sure they understand why it's worth using. Whether you're offering it for delivery, curbside, or in-store, clear and consistent communication drives adoption and repeat business.
When communicating with customers, keep messaging focused on the benefits that matter most to them:
- Faster checkout — no card, no cash, just scan and go
- No fees — unlike card surcharges, Pay by Bank is free for customers
- Secure — bank-backed, encrypted end-to-end
- Flexible — works in-store, online, and for delivery
Never received your marketing kit or running low on assets? You can reorder in-store marketing materials at any time.
Have a special request? Reach out to payments@dutchie.com with your idea.